Most countries split car insurance into two tiers: third party — the legal minimum, covering damage you cause to others but not your own vehicle — and comprehensive, which covers your own car too and is typically priced as a percentage of insured value or a risk-based premium. Minimum required coverage, how comprehensive is priced, and which regulator sets the rules all differ by country, which is why each page here is built with the actual current regulator-published rates researched directly rather than a generic estimate.
Most markets split coverage into third party (legal minimum, covers others not your car) and comprehensive (covers your own car too, priced as a percentage of value or risk-based). Minimum rates and rules differ by country and regulator.
Each country page is built with the actual current regulator-published minimum rates researched directly, rather than a generic estimate — that takes time to verify properly. More countries are added as that research is completed.
Reviewed by Evelyn John, Auto Sales Expert.